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Flat-Fee Financial Planning for
Executives

Reduce Taxes | Invest Wisely | Make Decisions with Confidence
Our services are designed to help connect your wealth to your goals.

YOUR GOALS

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You have multiple goals - not just retirement - and each one deserves focused attention and thoughtful analysis. We help you build and implement a plan to achieve them all.

OUR GUIDANCE

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Our role is to connect your wealth to your goals through comprehensive financial planning, tax planning and investment guidance.

YOUR WEALTH

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Your wealth is made up of your investment and future savings. We help you grow and align it through thoughtful planning.

Our approach to wealth management is goals-based, highly analytical, and customized to each client’s goals.
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Helping Walmart Leaders
Build Wealth

With Tax Efficient Financial Planning & Investment Management
Walmart Deferred Compensation
Matching Plan (DCMP)
The Walmart DCMP is the most effective tool for Walmart Executives to minimize their lifetime tax expense. Executives in high tax brackets AND approaching retirement can benefit tremendously from a strategic approach to the Walmart DCMP.
Walmart 401(k)
The Walmart 401(k) is a robust plan that provides both Traditional and Roth accounts, a generous 6% employer match, and access to low-cost investment options.
Walmart
Stock Holdings
For many Walmart Executives, a substantial portion of wealth is tied to Walmart stock. While diversification is crucial, it is important to execute the process thoughtfully and in a tax-efficient manner.
Taxes
For Walmart Executives, taxes are the largest expense. Fortunately, there are tools available, such as the Walmart DCMP and 401(k) Plan, designed to minimize lifetime tax expenses.
Promotion to Officer
Upon promotion from Sr. Director, new Officers experience increased complexity in their personal finances. The three most notable changes involve higher taxes, expanded access to the Walmart DCMP, and more equity compensation.
Investment Strategy
Executives often have wealth spread across various accounts such as 401k, DCMP, IRA and Non-Qualifed Accounts. It is crucial to consolidate these accounts under a thoughtful and unified investment strategy.
Walmart Employee Benefits
Walmart provides an extensive benefits program. The pivotal decisions often revolve around selecting the optimal Health Plan, Long-Term Disability coverage, and Life Insurance options.
Management Incentive
Plan (MIP)
The MIP (Management Incentive Plan) is an annual short-term cash bonus that fluctuates depending on both company-wide and individual performance.
Walmart Equity 
Compensation
Walmart Executives often receive increasing compensation in the form of Walmart Stock as their careers advance. Without a proactive strategy, these infrequent and substantial stock infusions can lead to highly concentrated stock positions and unexpected tax liabilities.
Gifting to Charity
For many Walmart Executives, charitable gifting is an essential component to their financial plan. An effective strategy involves donating highly appreciated stock, such as WMT shares, to a charitable organization or Donor Advised Fund.
Early Retirement
Similar to professional athletes, Walmart Executives build wealth over a relatively short period. It is crucial to maximize these peak earning years to ensure sufficient funds for a comfortable and extended retirement.

Don't Work for Walmart?

Our expertise and processes may be well-suited to address your financial planning needs. Schedule a call and let's see if there is a potential fit. If not, we are happy to refer you to another advisor in our network that is better suited to serve you.

Subscribe to TFP's Personal Finance for Walmart Leaders Newsletter

The TFP Newsletter: Personal Finance

For Walmart Executives

The newsletter provides tailored insights for Walmart Leaders focusing on strategies to reduce taxes, optimize investment portfolios and build wealth within Walmart.

The TFP Newsletter: Personal Finance

For Walmart Executives

The TFP Newsletter: Personal Finance

For Walmart Executives

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